Mission Lane

I paid my credit card off in FULL! I just got a bill via email for interest on $0, but they want me to pay $5.12. I do not recommend this card at all! They are sketchy! Sometimes, the payment doesn't post on their end for almost 2 weeks, causing a double payment needing to be made before it is due. Too many issues with this place.

App is easy to use. Get a card and only spend as much as you can immediately pay back to build credit, or keep your debt extremely low, like at $10 a month. Interest anywhere is just paying to keep your debt. Sucks paying $70 a month to keep my loan debt. You're literally paying to be allowed to pay like. loans and credit cards are stupid. Be responsible with them.

friendly. my first credit cards in usa - Mission Lane. First, but i use it everyday, because I don't have any trouble, no one issues, no problems. my favorite 😍. Guys thank you for my credit score. you are the best. The only thing is, in four years, they still havent raised my limit from $750. Thats not enough for my spending. Sometimes renting a car requires a large one-time payment, so I use my Discover card.

Good Credit Card To build your credit. But the problem is you CANNOT RENT CARS with this Type of Credit card. Well Atleast that's the problem I encountered a couple times now. My American Express, Chase Visa, Citi Bank and Discover Card I didn't have any problems but this Card and a couple other "no name" or credit cards that are not backed by the bigger banks were denied car rental access. I had to use on of my "Major" credit cards to get the car rental..

I've had this credit card for a long time and still have the original credit limit of $400. I heard from other people the same problem...low credit limit. It was my 1st card in a long time and helped start building my credit. So for that part it's good. Other than that, will have to use other cards to get higher limits. UPDATE: its now 2 years later and it's still the same problem. Never got any increase from the original limit 2 years ago! Kind of a joke after 2 years of on time payments!

So far, so good. I got this secured card a few months back, and I haven't gotten any weird fees or paid a dime of interest. I pay it off as soon as I can and try to pay it off before the statement posts. That way, the utilization rate stays very low. I hope my on time payments will get my security deposit back at 6 months. For now, though, my credit rating has gone up 50 or 60 points. I also set u the credit karma saving/line of credit,which anyone can do. these two things have helped a lot!

When I first downloaded this app about 5-6 months ago, it was great!! And it let me log in with my thumbprint making it very quick and easy to log in, it was great and it did what I needed it to do.. But since about 3 days ago I can't even get in anymore..It doesn't even let me use my thumb to log in, so after I put my password in, it just loads and loads and loads... Making me have to go to the website instead. Very inconvenient!!

App seems to no longer work for me. When I try to log in, it says that I can't sign in because of technical issues on their end. And Mission Lane does not do credit increases as they say they do. I've been with them for years, never been late on paying my balances off, my credit score has increased by a lot, and never once have they lifted me from $600. I will be deactivating this account.

My teenager could create a better app. This is the most no frills app ever, and that wouldn't be a horrible thing if I could figure out the most basic functions. All I care about is seeing what my balance is, my available credit, my due date and what's due, and whats posted or pending on my card. Half of the time my available amount doesn't add up to my balance, it's off all the time.

I got this card in effort to get my credit score into repair mode. yeah the annual fee is not good but pay your balance by the end of the month and it's like a debit card in a way. My score is firing up and it's been close to a year now but it's also because I paid off large debts in collections. When I got this card, my limit was 300 but it's up to 800 now I think. I upgraded to other card companies with 0 annual fees and they jumped my credit limits up way high. Use Responsibly!!

I didn't experience any of the negative items others spoke about. I was able to install the app, login and review all of the information, example-due date, balance, credit limit, and how much I will be paying if I go over my limit. As of today, it's a great experience especially the videos. Very good information on your credit scoring and maintaining it.

Takes from Friday to Wednesday to go from your bank to the card. They pull it out at some point at random (not instant), then for a few days it's Schrodinger's money, then you see it and can use it again Wednesday. They report your balance every month, an once you find that date, you can pay it off early to help credit score. I got one automatic credit limit increase of $100 after a few months. I'd go with a secure cc if I could do it over again. It's an ok starter card.

If your app automatically pops up a request to rate it despite how it's effectively a paid app given the reason I use it, I will rate it 1 star. It doesn't help that the login with biometrics takes forever. Otherwise, the app is perfectly serviceable. Not jaw-droppingly good, not bad. For a credit card management app, that's just fine with me.

Their technology is antiquated. It takes a week for your payment to credit to your account. I paid with the app and the payment was withdrawn from my bank account the following day. Maybe they use the Pony Express to move the money. It's ridiculous in this electronic age for it to take seven days to credit my account and reflect the payment in my available credit. I have a number of other credit cards and none of them take more than two to three days.

I'm reviewing the Mission Lane CC app, not the company itself. So far I'm happy with the app interface. No real issues to report. Very happy they added support for Bio login (Face ID). The only reason I did not give 5 stars was due to lack of notifications. I would love to see notifications for upcoming payments being due, as well as optional notifications for when my card is used. Otherwise it works as expected.

I don't believe all the good ratings. For one your payment down not post when it says it will even though they took the money out of your account and the availability of credit is non-existent for over 5 days. Capital one on the other hand has it available when you make the payment online you can see your available balance go up instantly. Payments post on time and credit is available far faster. This card should not be a primary care as you will suffer in the long run.

not a good card to have amongst other credit cards. card payments don't show money is in the account until 7 days later and if you're only paying the minimum amount, you get hit with an interest charge before the money deposit. It makes it difficult to try and use the card when the payment transaction takes longer than expected. getting help from customer service is poor as well because they'll reply if you send an email, but it'll take you to a useless FAQ page instead of getting a solid reply.

(Edited from 4* to 5*). Credit where credit is due, pun intended. After some financial aid health issues I found myself in need of a credit card that would take a chance on me. They did, and while my initial credit limit was $1500, they have increased it consistently, without requesting an increase by me. This not only feels good, but literally helps my overall credit score. My limit is now $5500. It was not too long ago my limits were $30k on big name cards, but whatever. Mission Lane is good.

Decent card, and unlike others here I have been fortunate enough to get a credit increase. Having said that, for the last 2 months I have not been able to log into the app to pay my bill, of course they have bankers hours (on the East Coast) which are very inconvenient for a "left coaster" such as myself. Tried the fix they outlined in their Help section, to no avail. VERY ANNOYING not being able to pay your bill because of something out of my control.....

They need to have more options on their app for us to get our new balance, transactions made, and also payment information when made. It doesn't send you anything but an email, and there's no options for even text alerts. Also, it would be super awesome if you were able to add an authorized user. A lot of my credit cards allow me to add my husband without a charge too. It's really nice because then we both get our own cards to use when needed instead of having to hand it back and forth.