HomeRaiz
Raiz

Raiz

Everyone
Rating
Unknown
Version
500k+
Installs
4.55
500 + Reviews
1
4%
2
4%
3
7%
4
29%
5
56%

Review By AppsWm

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✨ Style Points

This application aims to simplify investment, making it accessible to a broad audience. Its appeal lies in its minimalist design and user-friendly interface, resembling a modern art piece – clean lines and intuitive navigation are key.

  • Easy to use interface
  • Low barrier to entry for investment
  • Limited advanced features
  • May not suit experienced investors

Style Value

The app’s simplicity provides a sense of calm and control, essential for managing finances. It's like a minimalist painting that invites contemplation and reduces anxiety.

🏡 Living Features

The application facilitates micro-investing, allowing users to invest small amounts of money regularly. This fosters a habit of saving and investment, aligning with a lifestyle of financial prudence.

Round-Ups

Automatically invest spare change from everyday purchases, turning daily spending into investment opportunities. This feature promotes effortless saving, subtly integrating investment into the user's daily routine.

Living Beauty

It promotes a lifestyle where every purchase becomes an investment opportunity. It is similar to having a small garden where every seed contributes to a beautiful landscape.

🎨 Artistic Aspects

The interface is visually appealing, using calming colors and clear typography. Data is presented in an easily digestible format, allowing users to track their investments without feeling overwhelmed.

Visual Harmony

The app's design language evokes a sense of security and trustworthiness, crucial for financial applications. Consider it a digital still life, carefully arranged to promote serenity and focus.

Artistic Elements

The design evokes a sense of trustworthiness and clarity, akin to a well-composed photograph that builds confidence in the viewer.

🛤️ Life Canvas

By automating investment, this application seamlessly fits into busy lifestyles. It removes the complexity often associated with investing, allowing users to focus on other aspects of their lives.

  1. Start investing with small amounts.
  2. Automate your savings.
  3. Track your progress easily.

Life Patterns

It promotes a pattern of consistent, small investments, turning financial management into an automated background process that supports other life goals.

💄 Beauty Moments

The application's intuitive design makes monitoring investments a pleasurable, rather than daunting, task. Regular updates and performance tracking provide positive reinforcement, fostering a sense of accomplishment.

Overall Lifestyle Art

This app successfully blends finance and lifestyle, turning investment into an accessible and visually pleasing experience. Its success lies in its ability to simplify complexity and integrate seamlessly into daily routines.

Beauty Aspects

The sense of accomplishment derived from watching investments grow, even by small increments, cultivates a positive relationship with financial management, turning it from a chore into a rewarding activity.

Description

Raiz is a user-friendly platform that simplifies the process of saving and investing money. With a minimum investment of just $5, users can easily start building their portfolios by investing spare change through automatic round-ups. This feature allows individuals to passively grow their wealth in the background of their daily lives. Raiz has been recognized by reputable sources such as Forbes, WIRED, and CNBC for its innovative approach to making investing accessible to everyone. The platform offers various investment options to cater to different preferences and goals. Users can choose from pre-defined portfolios or opt for a Plus portfolio that includes ASX listed stocks. Raiz focuses on diversification by spreading investments across a range of assets, including stocks, bonds, cash, and even bitcoin. Automatic rebalancing is also a key feature, ensuring that portfolios are adjusted to manage risk and optimize returns over time. Security is a top priority for Raiz, with bank-level measures in place to protect users' accounts and data. Additionally, the platform offers rewards for everyday shopping through partnered brands, allowing users to earn money that is invested back into their Raiz accounts. Raiz also provides options for investing for children through Raiz Kids and simplifies superannuation investing with Raiz Invest Super. With transparent fee structures and positive reviews from experts and users alike, Raiz aims to make investing straightforward and rewarding for all its users.

Summary Of User Reviews

A Google user
A Google user
November 3, 2019
New version is a step backwards. As most seem to agree, the new version takes away informative information. Performance graph resets to "all time" each login, and you can't view the value change on the graph anymore. Graph went up but no idea whether it was because it was a good day, investment or dividend. Also, don't need the pulsing blobs at login, I didn't just win the pokies for recalling my pin
Rikki Marston
Rikki Marston
March 2, 2026
I haven't used this app since 2023. Started back up a week ago. What an absolute scam this is now. Just randomly took a $5.50 maint fee out of my bank. That never occurred back in 2023. Yet I still did not receive any emails about these "fees." The rewards section is absolutely ridiculous. I've had $9.45 sitting there since 2023. I can't touch it, it doesn't go to the investments part, and I can't cash it out. So that's really pointless. Such a shame the news is participating in sharing a scam.
Bluestone
Bluestone
January 5, 2026
Been using the app for around a month, I have saved over $650, it takes an extremely long time to withdraw any money I've been waiting 6-7 days for my withdrawal to process other than the long wait times for money to withdraw this is actually a really good app to save money on I'm using this app to save for a new car. I would give 5/5 stars if the withdrawal wasn't so long but other than that it's a 4/5 atm